With the rising costs of medical insurance and the complex intricacies of their corresponding copays, many people are trying to save as much money as possible on their healthcare, but they do not understand how to go about it. One easy way to save significant coinsurance funds is to know when going to an Urgent Care facility is more appropriate than spending much more of your time and money at an Emergency Room.
First and foremost, remember that when you chose an Urgent Care facility, you will probably not be seeing an MD. These centers are staffed mostly with physician assistants and nurse practitioners who are very knowledgeable but will likely call an ambulance if your illness is severe or complicated. They are exceptionally good at treating minor health issues such as burns, rashes, x-raying, fractures, heat exhaustion, flu or food poisoning, for example. However, if you think you are having a heart attack, you’ve broken a bone, are experiencing severe abdominal pain, any kind of head trauma or a cut is causing a lot of blood loss, call 911.